Credit Checkers

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About the Job

Investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant's credit standing.

It is also Called

  • Loan Processor
  • Investigator
  • Insurance and Accounts Receivable Coordinator
  • Inspector
  • Finance Manager
  • Farm Loan Inspector
  • Education Finance Processor
  • Customer Service Representative
  • Credit Verifier
  • Credit Specialist
show all

What They Do

  • Relay credit report information to subscribers by mail or by telephone.
  • Examine city directories and public records to verify residence property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.
  • Contact former employers and other acquaintances to verify applicants' references, employment, health history, and social behavior.
  • Prepare reports of findings and recommendations, using typewriters or computers.
  • Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
  • Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
  • Compile and analyze credit information gathered by investigation.

Interests

People who work in this occupation generally have the interest code: C.

This means people who work in this occupation generally have Conventional interests.

Work Values

People who work in this occupation generally prize Relationships, but also value Support and Independence in their jobs.

Things They Need to Know

  • Customer and Personal Service - Knowledge of principles and processes for providing customer and personal services. This includes customer needs assessment, meeting quality standards for services, and evaluation of customer satisfaction.
  • Mathematics - Knowledge of arithmetic, algebra, geometry, calculus, statistics, and their applications.
  • Clerical - Knowledge of administrative and clerical procedures and systems such as word processing, managing files and records, stenography and transcription, designing forms, and other office procedures and terminology.
  • Economics and Accounting - Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data.
  • English Language - Knowledge of the structure and content of the English language including the meaning and spelling of words, rules of composition, and grammar.

Things They Need to Be Able to Do

  • Active Listening - Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
  • Speaking - Talking to others to convey information effectively.
  • Reading Comprehension - Understanding written sentences and paragraphs in work related documents.
  • Critical Thinking - Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
  • Writing - Communicating effectively in writing as appropriate for the needs of the audience.
  • Monitoring - Monitoring/Assessing performance of yourself, other individuals, or organizations to make improvements or take corrective action.
  • Active Learning - Understanding the implications of new information for both current and future problem-solving and decision-making.

Preparation Required

These occupations usually require a high school diploma.

Wages

In 2016, the average annual wage in California was $45,770 with most people making between $26,600 and $65,790

Outlook

0.00%
avg. annual growth

During 2014, this occupation employed approximately 3,000 people in California. It is projected that there will be 3,000 employed in 2024.

This occupation will have about 0 openings due to growth and about 30 replacement openings for approximately 30 total annual openings.